Purpose-agnostic
Use funds for education, medical needs, travel, debt consolidation or a family occasion — with a clear repayment plan.
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Personal loans structured around your cash flow, not a brochure rate.
Whether you are consolidating expensive credit-card dues, funding education, a medical procedure, or a wedding, we match you with RBI-registered bank and NBFC partners and stay with you until disbursal.
Ticket₹50,000 – ₹40 lakh
Horizon12 – 60 months
Indicative10.50% p.a.*
At a glance
Personal Loan Services
- —Salaried and self-employed profiles
- —Balance-transfer and top-up options
- —Doorstep document pickup in Pune
- —Pre-approved offers where eligible
Why this desk
What you actually get.
Rate discovery
We compare partner offers so you are not locked into the first quote you receive.
Transparent fees
Processing, foreclosure and penal charges are shown before you sign — no surprise add-ons.
Guided paperwork
A dedicated coordinator walks you through KYC, income proofs and e-sign.
Fit
Eligibility, in outline.
- —Indian resident, typically 21–58 years
- —Minimum monthly income as per lender grid (often ₹25,000+ for salaried)
- —Stable employment or business vintage of 2+ years
- —CIBIL / bureau score generally 700+ for best pricing
- —Valid PAN, Aadhaar and bank statements
Partner grids vary. These are typical gates, not a promise of sanction.
Paper
Documents we usually ask for.
- —PAN and Aadhaar
- —Latest 3–6 months salary slips or ITR + computation
- —Bank statements (3–6 months)
- —Address proof and a cancelled cheque / passbook
Illustration
EMI sketch
Indicative only. Sanctioned rate, tenor and fees will differ.
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Interest
Total
Questions
Frequently asked.
Complete files with a strong bureau score often move from login to disbursal in 24–72 hours. Thin-file or self-employed cases take longer because underwriting is manual.
Soft eligibility checks do not. A hard enquiry is raised only when you authorise a formal application with a lender.
Most partners allow part-prepayment or foreclosure after a lock-in. We flag the exact clause before you accept the sanction.
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